how long can I keep the money given by third party insurer

#1 2018-09-27 20:38:24
Mehdi

New member

how long can I keep the money given by third party insurer

Hi all,
I had a scooter accident on 26.05.18. I was driving past, at around 20 mph, along the right hand side of cars queuing in a traffic when suddenly one of the car cut my way by turning right to drive on a perpendicular street to ours. I assumed she was in the wrong. I have sent the statement of truth with all accident details within 2-3 days and got ?3k form 3rd party insurer 1.5 month later. We are now 4 month in after the accident and my insurance is now asking to complete their accident detail form. I have been told previously by my insurance that 3rd party insurance had 90 days after the accident to contest my claim and my insurance was in the right to claim some or all the money back in the event I was in the wrong. My question is: can I assume I can now keep all the money since we are 90 past the accident? Also, why is my insurance asking again for another accident details report to be sent to them when I have done it 2-3 days after the accident?
They are so many people involved within my insurance that I don't know anymore who is my insurance and who is what and who does what... and they never ever called me or sent me updates on the development of the procedure.
Thank you very much for helping, really appreciate.
Mehdi

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